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IN RE PLAZA RESORT AT PALMAS, INC.

BAP No. PR 11-055. Bankruptcy No. 09-09980-BKT. Adversary No. 10-00175-BKT.

469 B.R. 398 (2012)

The PLAZA RESORT AT PALMAS, INC., Debtor. Scotiabank De Puerto Rico, Plaintiff-Appellant, v. Ernesto Brito, Marigloria Del Valle, David Nieto Carrero, Lizette Vargas Valle, Leticia Flores Berganzo, Francisco Sierra Méndez, María Rodríguez De Sierra, Cruz A. Torres Colón, Paulita Colón Flores, Joseph Burgos, Gilda Cruz, Noreen Ortiz, Claudio Medina, María Romero, Eliselina Rosario, and Rafael Almodóvar, Defendants-Appellees.

United States Bankruptcy Appellate Panel of the First Circuit.

April 25, 2012.

Attorney(s) appearing for the Case

Briseida Y. Delgado Miranda, Esq. , on brief for Appellant.

Bufete Gerardo Pavia, Esq. , on brief for Appellees Ernesto Brito and Marigloria del Valle.

Before HAINES, HILLMAN, and BOROFF, United States Bankruptcy Appellate Panel Judges.

PER CURIAM.

Before us is the appeal of Scotiabank de Puerto Rico ("Scotiabank") from the bankruptcy court judgment dismissing its complaint seeking a declaratory judgment that numerous timeshare owners are general unsecured creditors. For the reasons set forth below, we AFFIRM the judgment of the bankruptcy court.

BACKGROUND

I. Pre-Petition Events

In June 2001, The Plaza Resort at Palmas, Inc. ("the Debtor") established...

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