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IN RE SMITH

No. 11-37456.

469 B.R. 198 (2012)

In re Joyce SMITH, Debtor.

United States Bankruptcy Court, S.D. New York.

May 2, 2012.

Attorney(s) appearing for the Case

Edward Papa , Newburgh, NY, for Debtor.

Jonathan D. Pincus , Rochester, NY, for Beneficial Homeowner Service, Corp. ("Creditor").

MEMORANDUM DECISION REQUIRING THE PARTIES TO ENGAGE IN LOSS MITIGATION

CECELIA G. MORRIS, Chief Judge.

By general order dated December 18, 2008, and amended on December 29, 2010, the Court established a loss mitigation program (the "Program Procedures").1 The Program Procedures create a forum for debtors and lenders to reach consensual resolution whenever a debtor's residential property is at risk of foreclosure. See Program...

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