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IN RE WALKER

No. 10-12592 ELF.

466 B.R. 271 (2012)

In re Janice WALKER, Debtor.

United States Bankruptcy Court, E.D. Pennsylvania.

February 13, 2012.

Attorney(s) appearing for the Case

Stephen J. Ross , Ross & Schnarrs, P.C., Pottstown, PA, for Debtor.

William C. Miller , Philadelphia, PA, Trustee.

United States Trustee, Philadelphia, PA.

OPINION

ERIC L. FRANK, Bankruptcy Judge.

I. INTRODUCTION

In this chapter 13 bankruptcy case, Debtor Janice Walker has filed an objection ("the Objection") to the secured proof of claim ("the Proof of Claim") of the Certificateholders CWALT, Inc., Alternative Loan Trust 2005-J14 Mortgage Pass Through Certificates ("the Trust"). The Trust filed the Proof of Claim through its trustee, the Bank of New York Mellon ("BNYM").1

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