MEMORANDUM
JOAN N. FEENEY, Bankruptcy Judge.
I. INTRODUCTION
The matter before the Court is the Complaint filed by Janice W. Stevenson ("Ms. Stevenson" or the "Debtor") against the Educational Credit Management Corporation ("ECMC"), through which Ms. Stevenson seeks a discharge of her student loan obligations, totaling $114,680.69 as of April 11, 2011, pursuant to 11 U.S.C. § 523(a)(8). In her Complaint, Ms. Stevenson, who has appeared in...
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