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IN RE SALVADOR

Bankruptcy No. 10-53570 JPS. Adversary No. 10-5132.

456 B.R. 610 (2011)

In the Matter of James R. SALVADOR, Jr., Debra A. Salvador, Debtors. James R. Salvador, Jr., Debra A. Salvador, Plaintiffs v. Bank of America, National Association, by Wells Fargo Bank, N.A., its serving agent; Wells Fargo Home Mortgage, A Division of Wells Fargo Bank, N.A., Defendants.

United States Bankruptcy Court, M.D. Georgia, Macon Division.

May 12, 2011.

Attorney(s) appearing for the Case

Wallace R. Nichols , W.R. Nichols & Associates, P.C., Atlanta, GA, for Plaintiffs.

Elizabeth A. George , Aldridge Connors, LLP, Atlanta, GA, Danny Wilder , Macon, GA, for Defendants.

Camille Hope , Macon, GA, for Chapter 13 Trustee.

MEMORANDUM OPINION

JAMES P. SMITH, Bankruptcy Judge.

Before the Court is Defendants' (collectively "Wells Fargo") motion for judgment on the pleadings pursuant to Federal Rule of Civil Procedure 12(c), made applicable to this adversary proceeding by Federal Rule of Bankruptcy Procedure 7012. The motion came on for hearing on March 30, 2011. After considering the pleadings, the briefs and the arguments of the parties, the Court issues these findings...

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