DECISION AND ORDER GRANTING SUMMARY JUDGMENT AND DENYING DISCHARGE
JEROME FELLER, Bankruptcy Judge.
Before the Court is a joint motion for summary judgment ("Motion") pursuant to Fed.R.Civ.P. 56, made applicable hereto by Fed. R. Bankr.P. 7056, filed by Co-Plaintiffs Richard J. O'Connell, the Chapter 7 Trustee ("Trustee") of the estate of Thomas Albert DeMartino ("Debtor") and Centennial Insurance Company ("Centennial"), a creditor,
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