MEMORANDUM DECISION
LEIF M. CLARK, Bankruptcy Judge.
A creditor, International Bank of Commerce ("IBC"), has filed an objection to the debtor's claim of homestead exemption. Another creditor, Lance P. Welch, has joined IBC's objection. The debtor has claimed the following real property as exempt pursuant to the state homestead exemptions allowed in the state of Texas, pursuant to 11 U.S.C. § 522(b)(3)(A): 1) House and tracts located at Goose Island...
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