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IN RE HARMON

Bankruptcy No. 10-33789. Adversary No. 10-03207.

444 B.R. 696 (2011)

In re Hillary Durgin HARMON, Debtor(s). Hillary Durgin Harmon, et al., Plaintiff(s) v. Lighthouse Capital Funding, Inc., Defendant(s).

United States Bankruptcy Court, S.D. Texas, Houston Division.

February 17, 2011.

Attorney(s) appearing for the Case

Leonard H. Simon , Pendergraft & Simon L.L.P., William P. Haddock , Attorney at Law, Houston, TX, for Plaintiffs.

Bruce W. Akerly , Cantey Hanger LLP, Dallas, TX, Bruce Michael Badger , Badger Law Office, Rosenberg, TX, for Defendant.

MEMORANDUM OPINION

MARVIN ISGUR, Bankruptcy Judge.

For the reasons set forth below, the Court holds: (i) the lien held by Lighthouse Capital Funding, Inc. on the Harmons' homestead is invalid; (ii) Lighthouse is entitled to equitable subrogation in the principal amount of $986,992.06 plus 6% interest (accrued from April 23, 2008); (iii) Lighthouse must pay the Estate $179,413.91 in statutory damages under the Truth in Lending Act ("TILA"); and (iv...

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