MEMORANDUM OPINION
LETITIA Z. PAUL, Bankruptcy Judge.
The court has held a pretrial conference with respect to the above captioned adversary proceeding, and has considered "Michael Vosbein's Motion for Leave to File Second Amended Answer" (Docket No. 16), and "Michael Vosbein's Motion for Continuance" (Docket No. 18). The following are the Findings of Fact and Conclusions of Law of the court. A separate conforming Judgment will be entered. To the extent...
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