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IN RE WYATT

Bankruptcy No. 04-01245. Adversary No. 04-10087.

440 B.R. 204 (2010)

In re James WYATT, III, Debtor. William D. White, Trustee, Plaintiff, v. Wachovia Dealer Services, Inc., formerly known as WFS Financial, Inc., Defendant.

United States Bankruptcy Court, District of Columbia.

November 17, 2010.

Attorney(s) appearing for the Case

Kevin R. McCarthy , William D. White , McCarthy & White, PLLC, McLean, VA, for Plaintiff.

William M. Rudow , Baltimore, MD, for Defendant.

MEMORANDUM DECISION AND ORDER ADDRESSING CROSS-MOTIONS FOR SUMMARY JUDGMENT

S. MARTIN TEEL, JR., Bankruptcy Judge.

If a lienholder has no right to pursue payment of the debt secured by its lien as a personal obligation of the debtor, and the debtor pays the debt to avoid loss of the collateral, the result is this: the value of the lien has proven to be the amount of the payments made on account of that lien even though the lien would have fetched...

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