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IN RE JOHNSON

Bankruptcy No. 10-40670-659. Adversary No. 10-4173-659.

436 B.R. 116 (2010)

In re Steven B. JOHNSON, Debtor. American General Financial Services, Inc., Plaintiff, v. Steven B. Johnson, Defendant.

United States Bankruptcy Court, E.D. Missouri, Eastern Division.

September 27, 2010.

Attorney(s) appearing for the Case

Gerard A. Nieters , O'Fallon, MO, for Plaintiff.

Steven B. Johnson , St. Louis, MO, pro se.

FINDINGS OF FACT AND CONCLUSIONS OF LAW

KATHY A. SURRATT-STATES, Bankruptcy Judge.

The matter before the Court is Plaintiff American General Financial Services, Inc.'s Complaint to Determine Dischargeability of Debt and Defendant's Response to Complaint to Determine Dischargeability of Debt. A trial was held on July 20, 2010 at which Defendant Steven Johnson appeared pro se and American General Financial Services appeared by counsel.

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