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IN RE ADAMS

Bankruptcy No. 09-55705. Adversary No. 09-2363.

434 B.R. 510 (2010)

In re Deborah Ann ADAMS, Debtor. Larry J. McClatchey, Chapter 7 Trustee, Plaintiff, v. America's Wholesale Lender, et al., Defendants.

United States Bankruptcy Court, S.D. Ohio, Eastern Division at Columbus.

July 29, 2010.

Attorney(s) appearing for the Case

William Todd Drown , Folland & Drown, LPA, Mount Vernon, OH, for Plaintiff.

Amelia A. Bower , Columbus, OH, for Defendants.

Delbert Andrew Adams , Athens, OH, pro se.

MEMORANDUM OPINION AND ORDER DENYING MOTION FOR SUMMARY JUDGMENT

JOHN E. HOFFMAN, JR., Bankruptcy Judge.

I. Introduction

In this adversary proceeding, the Chapter 7 trustee of the debtor's estate ("Trustee") seeks, pursuant to 11 U.S.C. § 544(a)(3), to avoid a mortgage currently held by America's Wholesale Lender ("AWL") on real property owned by Deborah Adams ("Debtor" or "Adams") at 1178 Utah Avenue, Logan, Ohio 43138 ("Property"...

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