MEMORANDUM DECISION
SARAH SHARER CURLEY, Bankruptcy Judge
I. INTRODUCTION
Andrew C. Bailey, a debtor in a voluntary chapter 11 proceeding, filed a complaint against BAC Home Loans Servicing, LP ("BAC"); The Bank of New York Mellon ("BONY"), in its capacity as trustee of the CWALT, Inc. Alternative Loan Trust 2007-HY4 Mortgage Pass-Through Certificates, Series 2007-HY4; Countrywide Home Loans Servicing, LP (erroneously named as Countrywide Home...
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