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IN RE LOPEZ

No. 10-10861-RGM.

440 B.R. 447 (2010)

In re John D. LOPEZ, Debtor.

United States Bankruptcy Court, E.D. Virginia, Alexandria Division.

June 24, 2010.

Attorney(s) appearing for the Case

John D. Lopez , Manassas, VA, pro se.

H. Jason Gold , Wiley Rein LLP, McLean, VA, Trustee pro se.

MEMORANDUM OPINION

ROBERT G. MAYER, Bankruptcy Judge.

THIS CASE is before the court on the debtor's motion to approve a reaffirmation agreement with Navy Federal Credit Union. The debtor proposed to reaffirm a debt secured by a first trust on his home. He is not delinquent.

Prior to 2005, a debtor had the right to continue to make payments on a debt that was current and retain the property that was collateral for the debt without redeeming...

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