MEMORANDUM OF DECISION
WILLIAM C. HILLMAN, Bankruptcy Judge.
I. INTRODUCTION
The matter before the Court is Rochelle McFarland and Jennifer McHeffey's (the "Plaintiffs") Motion for Summary Judgment (the "Motion for Summary Judgment"), Josamar D. Pereira's (the "Debtor's") response in opposition thereto (the "Response"), and the Plaintiffs' reply (the "Reply"). Through the Motion for Summary Judgment, the Plaintiffs seek a determination...
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