IN RE SCOTT

Bankruptcy Nos. 07-57624, 07-58047, 08-51382, 08-53550, 08-52647, 08-52032, 08-56072, 08-61545. Adversary Nos. 07-2913, 07-2915, 08-2085, 08-2086, 08-2158, 08-2172, 08-2173, 08-2255, 09-2087.

424 B.R. 315 (2010)

In re Jamal T. SCOTT and Debra L. Scott, Debtors. William Todd Drown, Trustee, Plaintiff, v. Wells Fargo Bank, N.A., et al., Defendants. In re Amelia F. Bridgeforth, Debtor. William Todd Drown, Trustee, Plaintiff, v. Colony Mortgage Corp., et al., Defendants. In re Steven W. Walsh and Mandy A. Walsh, Debtors. William Todd Drown, Trustee, Plaintiff, v. America's Wholesale Lender, et al., Defendants. In re Steven W. Walsh and Mandy A. Walsh, Debtors. William Todd Drown, Trustee, Plaintiff, v. Countrywide Home Loans, Inc., et al., Defendants. In re John Thomas Hilliard and Amanda Lynn Hilliard, Debtors. William Todd Drown, Trustee, Plaintiff, v. Wells Fargo Bank, N.A., et al., Defendants. In re Gary Edward Warne and Karen Lynn Warne, Debtors. Clyde Hardesty, Trustee, Plaintiff, v. Small Business Administration, et al., Defendants. In re John J. Hynes and Janice L. Hynes, Debtors. Clyde Hardesty, Trustee, Plaintiff, v. Charter One Bank, N.A., et al., Defendants. In re Diane A. Rucker, Debtor. William Todd Drown, Trustee, Plaintiff, v. Aurora Loan Services, LLC, et al., Defendants. In re Dale A. Burnett and Tricia R. Burnett, Debtors. Clyde Hardesty, Trustee, Plaintiff, v. Option One Mortgage Corp., et al., Defendants.

United States Bankruptcy Court, S.D. Ohio, Eastern Division at Columbus.

March 2, 2010.


Attorney(s) appearing for the Case

William Todd Drown, Folland & Drown, LPA, Mount Vernon, OH, for Plaintiffs.

Maria C. Mariano Guthrie, Sikora Law LLC, Bethany Hamilton, United States Attorney's Office, Stephen A. Santangelo, Amelia A. Bower, Columbus, OH, Cynthia M. Fischer, Nathan L. Swehla, Cincinnati, OH, Christopher W. Peer, Friedman Yaksic, Brooke Turner-Bautista, Cleveland, OH, Michael J. Sikora, III, Mentor, OH, Michelle Polly-Murphy, Wilmington, OH, Michael A. Northrup, Zanesville, OH, for Defendants.

Jeremy Dennis, Galloway, OH, pro se.

Christina R. Dennis, Galloway, OH, pro se.

Franklin County Treasurer, Columbus, OH, pro se.

Vicki J. Schumick, pro se.

David J. Schumick, pro se.

Barbara D. Lucas, pro se.

Timothy J. Lucas, pro se.

Patrick R. Lucas, pro se.

Prudence Lucas, pro se.

Estate of Martha L. Lucas, pro se.

Unknown Heirs and Spouses of Vicki J. Schumick (aka Vicki L. Schumick), David J. Schumick, Timothy J. Lucas, Barbara D. Lucas, Patrick R. Lucas, and Prudence Lucas, pro se.

David F. Miller, Pleasantville, OH, pro se.

Kathy R. Miller, Pleasantville, OH, pro se.

Quality Home Investment Group, Columbus, OH, pro se.

Baltimore Land Management, Inc., Baltimore, OH, pro se.

Charles Shane Stack, Fleming, OH, pro se.

Unknown Spouse of Charles Shane Stack, Fleming, OH, pro se.

Mortgage Electronic Registration Systems, Inc., Vienna, VA, pro se.

Chris Wigal Zanesville, OH, pro se.

Unknown Spouse of Chris Wigal, Zanesville, OH, pro se.

Ronald McCarty, Johnstown, OH, pro se.

Wendy McCarty, Johnstown, OH, pro se.

Before: CHARLES M. CALDWELL, JOHN E. HOFFMAN, JR. and C. KATHRYN PRESTON, Bankruptcy Judges.


MEMORANDUM OPINION ON MOTIONS FOR SUMMARY JUDGMENT

JOHN E. HOFFMAN, JR., Bankruptcy Judge.

I. Introduction

Chapter 7 trustees William Todd Drown and Clyde Hardesty ("Trustees") seek to bring various parcels of real property located in Ohio into the respective estates of the debtors in the above-captioned cases ("Debtors") free and clear of mortgages the Debtors granted on the properties prior to the filing of their bankruptcy petitions....

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