KATHY A. SURRATT-STATES, Bankruptcy Judge.
FINDINGS OF FACT AND CONCLUSIONS OF LAW
The matter before the Court is Plaintiff's Complaint to Determine Dischargeability of Debt (hereinafter "Complaint"), Debtors' Petition in Adv. No. 08-04073 (hereinafter "Answer") and Plaintiff's Trial Brief (hereinafter "Trial Brief"). On January 27, 2009, a hearing was held on the matter. Plaintiff appeared by counsel and Debtors were present in person. Oral argument...
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