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IN RE MARTIN

Bankruptcy Nos. 7-09-10956 JA, 7-09-11188 SA, 7-09-10920 SS, 7-09-10902 MS, 7-09-10983 MA, 7-09-11094 MA, 7-09-11410 MA, 13-09-12786 JS, 7-09-11797 SA, 13-09-12081 SA. Adversary Nos. 09-1075 S, 09-1076 S, 09-1077 S, 09-1078 S, 09-1079 S, 09-1080 S, 09-1081 S, 09-1100 S, 09-1101 S, 09-1102 S.

424 B.R. 496 (2010)

In re Terrence D. MARTIN and Lynne M. Martin, Debtors. United States Trustee, Plaintiff, v. Pamela Brown, Southwest Bankruptcy Services, Defendant. In re Timothy Felix Tree and Donna Katherine Lee-Tree, Debtors. United States Trustee, Plaintiff, v. Pamela Brown, Southwest Bankruptcy Services, Defendant. In re Thomas A. Trujillo and Geraldine M. Trujillo, Debtors. United States Trustee, Plaintiff, v. Pamela Brown, Southwest Bankruptcy Services, Defendant. In re Dan R. McBride, Debtor. United States Trustee, Plaintiff, v. Pamela Brown, Southwest Bankruptcy Services, Defendant. In re Jessica Lynn Robertson, Debtor. United States Trustee, Plaintiff, v. Pamela Brown, Southwest Bankruptcy Services, Defendant. In re Kevin Lowe Roberts, Debtor. United States Trustee, Plaintiff, v. Pamela Brown, Southwest Bankruptcy Services, Defendant. In re Scott E. Castillo, Debtor. United States Trustee, Plaintiff, v. Pamela Brown, Southwest Bankruptcy Services, Defendant. In re Sharon C. Lovato, Debtor. United States Trustee, Plaintiff, v. Pamela Brown, Southwest Bankruptcy Services, Defendant. In re Willie Cruz Padilla and Rita Lee Padilla, Debtors. United States Trustee, Plaintiff, v. Pamela Brown, Southwest Bankruptcy Services, Defendant. In re Robert Ernest Jordan and Billie Jo Jordan, Debtors. United States Trustee, Plaintiff, v. Pamela Brown, Southwest Bankruptcy Services, Defendant. United States Trustee, Plaintiff, v. Pamela Brown, Southwest Bankruptcy Services, Defendant.

United States Bankruptcy Court, D. New Mexico.

February 8, 2010.

Attorney(s) appearing for the Case

Leonard K. Martinez-Metzgar, Albuquerque, NM, for Plaintiff.

FINDINGS OF FACT AND CONCLUSIONS OF LAW AFTER TRIAL ON THE MERITS

JAMES S. STARZYNSKI, United States Bankruptcy Judge.

This matter came before the Court on November 10, 2009, for trial on the merits of Plaintiff United States Trustee's ("UST") complaint1 against Defendant Pamela Brown ("Brown"). The UST appeared through its attorney Leonard Martinez-Metzgar. Brown did not appear at the trial, although she appeared at several...

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