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IN RE MARTINEZ

BAP Nos. NV-08-1332-MoJuH, NV-08-1335-MoJuH, NV-08-1340-MoJuH. Bk. Nos. 08-14571-BAM, 08-15414-LBR, 08-15133-MKN.

418 B.R. 347 (2009)

In re Francisco J. MARTINEZ; Melissa J. Stine; Alex Wathen, Debtors. Rick A. Yarnall, Chapter 13 Trustee, Appellant, Francisco J. Martinez; Melissa J. Stine; Alex Wathen; Haines & Kreiger, LLC, Appellees.

United States Bankruptcy Appellate Panel of the Ninth Circuit.

Filed October 5, 2009.

Attorney(s) appearing for the Case

Marianne Gatti, Las Vegas, NV, for Rick A. Yarnell.

Before: MONTALI, JURY and HOLLOWELL, Bankruptcy Judges.

OPINION

MONTALI, Bankruptcy Judge:

In cases pending before three different bankruptcy courts, above-median income chapter 131 debtors obtained orders valuing and "stripping off" wholly unsecured junior liens against their residences.2 The debtors also proposed chapter 13 plans that deducted the expenses associated with those stripped liens from their "disposable...

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