MEMORANDUM OF DECISION
TERRY L. MYERS, Chief Bankruptcy Judge.
INTRODUCTION
The chapter 7 trustee, Jeremy Gugino ("Trustee") filed this adversary proceeding to obtain a judgement avoiding certain prebankruptcy transfers made by debtors, Patrick Franklin Ganier and Marcie Cseplo Ganier ("Debtors") as fraudulent. See § 548(a).
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