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FRANKLIN v. CSAA GENERAL INS. CO.

No. CV-22-0266-CQ.

532 P.3d 1145 (2023)

Kay FRANKLIN, Plaintiff, v. CSAA GENERAL INSURANCE COMPANY, Defendant.

Supreme Court of Arizona.

Filed July 28, 2023.

Attorney(s) appearing for the Case

Evan Goldstein , Goldstein Woods & Alagha, Phoenix; Robert B. Carey , John M. DeStefano (argued), E. Tory Beardsley , Hagens Berman Sobol Shapiro LLP, Phoenix; and Sam Saks , Guidant Law PLC, Tempe, Attorneys for Kay Franklin.

Kymberly Kochis (argued), Eversheds Sutherland (US) LLP, New York, NY; and Parker C. Bunch , William M. Demlong , The Cavanagh Law Firm, P.A., Phoenix, Attorneys for CSAA General Insurance Company.

Jared Sutton , Jennifer Lee-Cota , Papetti Samuels Weiss McKirgan LLP, Scottsdale, Attorneys for Amici Curiae Farmers Casualty Insurance Company F/K/A Metropolitan Casualty Insurance Company, Farmers Group Property and Casualty Insurance Company F/K/A Metropolitan Group Property and Casualty Insurance Company, and Economy Preferred Insurance Company.

Brett L. Slavicek , Justin Henry , The Slavicek Law Firm, Phoenix, Attorneys for Amici Curiae Cameron Bode, Jesus Caballero, Charles Creasman, Brian Dorazio, Craig Hacker, Christian Loughran, Charles Miller, Jodi Moshier, Michael Moshier, Jose Rios, and Chase Whitehead.

Ian M. Fischer , Micalann C. Pepe , Kate A. Myers , Jaburg & Wilk P.C., Phoenix, Attorneys for Amicus Curiae Amica Mutual Insurance Company.

Charles W. Wirken , Jay R. Graif , Gust Rosenfeld P.L.C., Phoenix, Attorneys for Amici Curiae American Property Casualty Insurance Association and National Association of Mutual Insurance Companies.

Myles P. Hassett , Jamie A. Glasser , David R. Seidman , Hassett Glasser, P.C., Phoenix, Attorneys for Amicus Curiae Independent Insurance Agents and Brokers of Arizona.

Josh M. Snell , Patrick C. Gorman , Jones, Skelton & Hochuli P.L.C., Phoenix; and Kim E. Rinehart , Wiggin and Dana LLP, New Haven, CT, Attorneys for Amicus Curiae Trumbull Insurance Company.

Mick Levin , Mick Levin, P.L.C., Phoenix, Attorney for Amicus Curiae Arizona Association for Justice.

JUSTICE LOPEZ authored the Opinion of the Court, in which CHIEF JUSTICE BRUTINEL, VICE CHIEF JUSTICE TIMMER, JUSTICES BOLICK, BEENE, MONTGOMERY, and KING joined.

¶1 The United States District Court for the District of Arizona certified two questions for our review: (1) Does A.R.S. § 20-259.01 mandate that a single policy insuring multiple vehicles provides different underinsured motorist ("UIM") coverages for each vehicle, or a single UIM coverage that applies...

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