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HELVETICA SERVICING, INC. v. PASQUAN

No. CV-19-0242-PR.

470 P.3d 155 (2020)

HELVETICA SERVICING, INC., Plaintiff/Appellant, v. Michael S. PASQUAN, Defendant/Appellee.

Supreme Court of Arizona.

Filed August 25, 2020.

Attorney(s) appearing for the Case

Buzzi Shindler , Buchalter, Scottsdale; and Jason E. Goldstein , Buchalter, San Francisco, Attorneys for Helvetica Servicing, Inc.

Daniel L. Kloberdanz , William Kozub , Kozub Kloberdanz, Scottsdale, Attorneys for Michael S. Pasquan.

CHIEF JUSTICE ROBERT BRUTINEL authored the opinion of the Court, in which JUSTICES BOLICK, GOULD, LOPEZ, BEENE, MONTGOMERY and CHIEF JUDGE VÁSQUEZ joined.

¶1 Residential purchase money loans are entitled to statutory anti-deficiency protection; that is, the lender cannot seek a money judgment against the borrower. Such protection extends to "construction loans" but not to "home improvement loans." Whether a loan is a construction loan or a home improvement...

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