OPINION
NORRIS, Judge.
¶ 1 The principal question in this appeal is whether Arizona's Uninsured/Underinsured Motorist Act prohibits an insurer from denying underinsured motorist coverage to a family member who lives with the named insured and who otherwise would be entitled to such coverage but for her ownership of a motor vehicle. When, as here, the policy does not include the family member as a person insured under the policy, the answer is no.
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