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HOGAN v. WASHINGTON MUT. BANK, N.A.

Nos. CV-11-0115-PR, CV-11-0132-PR.

277 P.3d 781 (2012)

John F. HOGAN, Plaintiff/Appellant, v. WASHINGTON MUTUAL BANK, N.A.; California Reconveyance Company; JPMorgan Chase Bank, N.A.; Deutsche Bank National Trust Company, Defendants/Appellees. John F. Hogan, Plaintiff/Appellant, v. Washington Mutual Bank, N.A.; California Reconveyance Company; JPMorgan Chase Bank, N.A., Defendants/Appellees.

Supreme Court of Arizona, En Banc.

May 18, 2012.

Attorney(s) appearing for the Case

Law Office of Douglas C. Fitzpatrick, By Douglas C. Fitzpatrick , Sedona, Attorneys for John F. Hogan.

Maynard, Cronin, Erickson, Curran, & Reiter, P.L.C. By Douglas C. Erickson , Jennifer A. Reiter , Michael D. Curran , Phoenix, Attorneys for Washington Mutual Bank, N.A., California Reconveyance Company, JPMorgan Chase Bank, N.A., and Deutsche Bank National Trust Company.

Arizona State University Civil Justice Clinic By Mary Ellen Natale , Jean Braucher , Beverly Parker , Frank K. Robertson , Rule 38 Law Student, Tempe, Attorneys for Amici Curiae Arizona State University Civil Justice Clinic, Southern Arizona Legal Aid, Inc., and Jean Braucher.

McCauley Law Offices, P.C. By Daniel J. McCauley, III , Cave Creek, and Campana, Vieh, & Loeb, P.L.C. By Donald O. Loeb , Scottsdale, and Beth K. Findsen, P.L.L.C. By Beth K. Findsen , Scottsdale, Attorneys for Amicus Curiae Foreclosure Strategists Group.

Maynard, Cronin, Erickson, Curran, & Reiter, P.L.C. By Douglas C. Erickson , Jennifer A. Reiter , Michael D. Curran , Phoenix, Attorneys for Washington Mutual Bank, N.A., California Reconveyance Company, and JPMorgan Chase Bank, N.A.

Arizona State University Civil Justice Clinic By Mary Ellen Natale , Jean Braucher , Beverly Parker , Frank K. Robertson , Rule 38 Law Student, Tempe, Attorneys for Amici Curiae Arizona State University Civil Justice Clinic, Southern Arizona Legal Aid, Inc., and Jean Braucher.

McCauley Law Offices, P.C. By Daniel J. McCauley, III , Cave Creek, and Campana, Vieh, & Loeb, P.L.C. By Donald O. Loeb , Scottsdale, and Beth K. Findsen, P.L.L.C. By Beth K. Findsen , Scottsdale, Attorneys for Amicus Curiae Foreclosure Strategists Group.

OPINION

BERCH, Chief Justice.

¶ 1 We granted review to decide whether a trustee may foreclose on a deed of trust without the beneficiary first having to show ownership of the note that the deed secures. We hold that Arizona's non-judicial foreclosure statutes do not require the beneficiary to prove its authority or "show the note" before the trustee may commence a non-judicial foreclosure.

I. FACTUAL AND PROCEDURAL BACKGROUND

¶...

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