JIM HANNAH, Chief Justice.
LVNV Funding, LLC ("LVNV") appeals an order of summary judgment entered in favor of appellee Rae Nardi. According to LVNV's complaint filed May 21, 2009, Nardi received a credit card from Citibank, made purchases with the card, failed to pay on her account, and LVNV as an assignee has a cause of action for recovery of the amount due on the account. LVNV asserts that Arkansas Code Annotated section 16-45-104 (Repl. 1999) permits commencement...
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