COURTNEY HUDSON HENRY, Justice.
Appellant Philadelphia Indemnity Insurance Company, Inc., as insurer for Focus, Inc. ("Focus"), appeals an order of the Craighead County Circuit Court denying appellant's motion for declaratory judgment and motion to dismiss and ruling that the language of its insurance policy is ambiguous. Appellees include Luther Austin, as administrator of Angela Austin's estate; Melissa and Christopher Brown, as administrators of G.B.'s estate;...
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