RAY MOND R. ABRAMSON, Judge.
On November 10, 2008, Duane Cross and his wife, Bonita, were involved in an automobile accident in Oklahoma. The accident occurred when Duane lost consciousness while driving and Bonita, who was a passenger in the car, attempted to take control of the vehicle but failed. Bonita suffered injuries as a result of the accident.
At the time of the accident, the Crosses, who were Arkansas residents, had in place a policy of automobile...
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