GRIMES v. ALFA MUT. INS. CO.

1150041.

227 So.3d 475 (2017)

Warren GRIMES and Johanna Grimes v. ALFA MUTUAL INSURANCE COMPANY.

Supreme Court of Alabama.

January 27, 2017.


Attorney(s) appearing for the Case

W. Cone Owen, Jr. , of Smith Alspaugh Owen, P.C., Birmingham, for appellants.

L. Merrill Shirley and Griffin M. Shirley of Shirley Law Office, Elba, for appellee.

Leila H. Watson of Cory Watson, P.C., Birmingham; and R. Edwin Lamberth of Gilmore Law Firm, Mobile, for amicus curiae Alabama Association for Justice, in support of the appellants.

Mark D. Hess of Hand Arendall, LLC, Birmingham; Allen M. Estes of Balch & Bingham, LLP, Birmingham; and Sharon D. Stuart of Christian & Small, LLP, Birmingham, for amicus curiae Alabama Defense Lawyers' Association, in support of the appellee.


Warren Grimes and Johanna Grimes appeal from a declaratory judgment holding that a liability policy issued by Alfa Mutual Insurance Company ("Alfa") did not provide coverage for a user of an automobile who did not have the express permission of the owner or drivers covered by the policy.

Facts and Procedural History

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