MAIN, Justice.
Pennsylvania National Mutual Casualty Insurance Company ("Penn National") brought this action against Roger D. Allen, Homeland Vinyl Products, Inc. ("Homeland Vinyl"), and Deric Miner, individually and as the personal representative of the estate of Jane Miner, in the Jefferson Circuit Court seeking a judgment declaring that it owed no duty of defense or indemnity to Allen for claims arising out of a fatal automobile accident that occurred in New Jersey...
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