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WOODS v. SUNTRUST BANK

2090627, 2100034 and 2100089.

81 So.3d 357 (2011)

Vivian Marsheila WOODS, individually and as the personal representative of the estate of Vernon H. Gilchrist, deceased v. SUNTRUST BANK. Ex parte Vivian Marsheila Woods, as personal representative of the estate of Vernon H. Gilchrist, deceased. (In Re Vivian Marsheila Woods, individually and as the personal representative of the estate of Vernon H. Gilchrist, deceased v. SunTrust Bank). Vivian Marsheila Woods, as the personal representative of the estate of Vernon H. Gilchrist, deceased v. SunTrust Bank.

Court of Civil Appeals of Alabama.

September 16, 2011.

Attorney(s) appearing for the Case

Robert M. Hill, Jr. , Florence; and Steven D. Tipler , Birmingham, for appellant/petitioner Vivian Marsheila Woods.

John P. Scott, Jr. , and Michael T. Scivley of Starnes Davis Florie LLP, Birmingham; and Preston S. Trousdale, Jr. , of Jones & Trousdale, Florence, for appellee/respondent SunTrust Bank.

THOMAS, Judge.

This court's opinion of June 24, 2011, is withdrawn, and the following is substituted therefore.

Vernon H. Gilchrist and Willa Mae Gilchrist (hereinafter collectively referred to at times as "the Gilchrists") obtained a $25,000 equity line of credit from SunTrust Bank ("SunTrust") in 1987, which was secured by their home ("the Gilchrist home"); the Gilchrists also had a checking account with SunTrust. In December 2003, the Gilchrists executed...

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