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ESPELAND v. ONEWEST BANK, FSB

Nos. S-14571, S-14931.

323 P.3d 2 (2014)

Max and Peggy ESPELAND, Appellants, v. ONEWEST BANK, FSB; Indymacfederal Bank, FSB; Indymac Mortgage Services; and Alaska Trustee LLC, Appellees.

Supreme Court of Alaska.

Rehearing Denied May 7, 2014.

Attorney(s) appearing for the Case

Max and Peggy Espeland, pro se, Anchorage, Appellants.

Scott J. Gerlach , Delaney Wiles, Inc., Anchorage, for Appellees OneWest Bank FSB and IndyMac Mortgage Services.

Richard N. Ullstrom , Routh Crabtree Olsen-Alaska, Inc., Anchorage, for Appellee Alaska Trustee, LLC.

Before: FABE, Chief Justice, WINFREE, STOWERS, MAASSEN, and BOLGER, Justices.

OPINION

STOWERS, Justice.

I. INTRODUCTION

In 2005 Max and Peggy Espeland refinanced their home with E-Loan, Inc. Shortly thereafter, their loan was purchased by another bank and securitized. The Espelands eventually defaulted on the loan and their home was sold in a non-judicial deed of trust foreclosure. The Espelands brought an action in the superior court to void the sale, arguing mainly that inconsistencies in and multiple transfers...

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