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ERKINS v. ALASKA TRUSTEE, LLC

No. S-13680.

265 P.3d 292 (2011)

Gregory T. ERKINS, Appellant, v. ALASKA TRUSTEE, LLC, Bank of New York Trust Company, N.A., and JP Morgan Chase Bank, N.A., Appellees.

Supreme Court of Alaska.

October 21, 2011.

Attorney(s) appearing for the Case

Gregory T. Erkins , Anchorage, pro se, Appellant.

Richard N. Ullstrom , Routh Crabtree Olsen , PS, Anchorage, for Appellees.

Before: CARPENETI, Chief Justice, FABE, WINFREE, CHRISTEN, and STOWERS, Justices.

OPINION

STOWERS, Justice.

I. INTRODUCTION

In 2004 and 2005, while allegedly bedridden and taking prescription pain medication, Gregory Erkins took out two successive loans on his house. The proceeds of the second, larger loan were used in part to pay off the first. Erkins made payments on the second loan on schedule for approximately two years. In early 2007, Erkins ceased making regular payments and this loan fell into default. His house...

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