ORDER
PER CURIAM.
Kurt Ponzar, Sandra Ponzar, and Erika Ponzar (the Ponzars) appeal the trial court's grant of summary judgment in favor American National Property and Casualty Company (ANPAC) and its grant of dismissal in favor of Cornerstone Mortgage, Inc. (Cornerstone). The Ponzars raise seven points on appeal. First, the
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