MEMORANDUM & ORDER
GORTON, District Judge.
The Reports and Recommendations from Magistrate Judge Judith G. Dein are thorough and in almost every respect persuasive. The Court, however, declines to accept her conclusion that defendant Wells Fargo, N.A. ("Wells Fargo") can be held liable for intentional infliction of emotional distress ("IIED") for its foreclosure of the mortgage on plaintiffs' residence.
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