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IN RE GOMERY

Case No. BT 14-02290

523 B.R. 773 (2015)

IN RE: Clarence Kenyon GOMERY, Debtor.

United States Bankruptcy Court, W.D. Michigan.

Signed January 28, 2015.

Attorney(s) appearing for the Case

Paul I. Bare, Esq. , Traverse City, Michigan, and Frank E. Stanley, Esq. , Grand Rapids, Michigan, attorneys for Clarence Kenyon Gomery, Debtor.

Christopher K. Cooke, Esq. , Traverse City, Michigan, attorney for Fred A. Topous, Jr.

Susan Jill Rice, Esq. , Traverse City, Michigan, attorney for Members Credit Union and Northwestern Bank.

Brett N. Rodgers, Esq. , Grand Rapids, Michigan, Chapter 13 Trustee.

Michelle M. Wilson, Esq. , Grand Rapids, Michigan, attorney for the United States Trustee.

Chapter 13

OPINION DENYING CONFIRMATION AND GRANTING TRUSTEE'S MOTION TO CONVERT CASE TO CHAPTER 7

I. INTRODUCTION AND ISSUES PRESENTED.

Clarence Kenyon Gomery (the "Debtor"), filed a voluntary petition under chapter 13 of the Bankruptcy Code

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