OPINION AND ORDER AFTER TRIAL
SCOTT W. DALES, Bankruptcy Judge.
I. INTRODUCTION
Matthew P. Vestal, the pro se defendant in this adversary proceeding (the "Defendant"), filed a voluntary petition for bankruptcy relief under chapter 7 on June 4, 2012. On October 1, 2012, Robert Shears (the "Plaintiff"), timely filed an adversary proceeding objecting to the discharge of his claim against the Defendant for an alleged violation...
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