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IN RE CONLEY

Nos. 7-02-05116-WSA-7, 7-02-04796-WSA-7.

478 B.R. 803 (2003)

In re Anthony Drayton CONLEY, Carol Ann Conley, Charles Willis Matney, Belinda Darlene Hudson Matney, Debtors.

United States Bankruptcy Court, W.D. Virginia, Roanoke Division.

July 30, 2003.

Attorney(s) appearing for the Case

Scot Stewart Farthing , Wytheville, VA, for Debtors.

JOINT MEMORANDUM DECISION

WILLIAM STONE, Bankruptcy Judge.

In both of these cases the Chapter 7 Debtors, shortly prior to their bankruptcy filings, voluntarily paid certain of their creditors from funds they obtained as follows: Anthony and Carol Conley ("the Conleys") from their 2002 income tax refund and Charles & Belinda Matney ("the Matneys") from funds obtained from a distribution of Mr. Matney's "401K" plan account. They disclosed these...

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