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IN RE BROWN

Bankruptcy No. 09-21655 MER. Adversary No. 09-1568 MER.

442 B.R. 776 (2010)

In re Jana Lee BROWN, Debtor. Jana Lee Brown, Plaintiff, v. Sallie Mae, Inc. and Educational Credit Management Corporation, Defendants.

United States Bankruptcy Court, D. Colorado.

September 23, 2010.

Attorney(s) appearing for the Case

Robert H. Carpenter , Centennial, CO, for Plaintiff.

Sallie Mae, Inc., pro se.

Alex Myers , Denver, CO, for Defendants.

ORDER

MICHAEL E. ROMERO, Bankruptcy Judge.

THIS MATTER comes before the Court on the Complaint to Determine Dischargeability of Debt filed by Jana Lee Brown ("Brown") and the Answer filed by Educational Credit Management Corporation ("ECMC").1 The Court has reviewed the pleadings, heard the testimony and arguments presented at trial, examined the pertinent case law, and hereby makes the following findings of fact and conclusions...

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