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IN RE WILLIAMS

Bankruptcy No. 09-11009. Adversary No. 09-1083.

431 B.R. 150 (2010)

In re Kelli WILLIAMS, Debtor Tower Credit, Inc., Plaintiff v. Kelli Williams, Defendant.

United States Bankruptcy Court, M.D. Louisiana.

July 7, 2010.

Attorney(s) appearing for the Case

Richard D. Bankston, Baton Rouge, LA, for Plaintiff.

Kelli Williams, Baton Rouge, LA, pro se.

MEMORANDUM OPINION

DOUGLAS D. DODD, Bankruptcy Judge.

This lawsuit turns on debtor Kelli Williams's alleged misstatements and omissions on her Tower Credit, Inc. ("Tower") loan application and whether Tower relied on those alleged misstatements and omissions in deciding to extend the loan.

Tower contends that its claim against Williams is not dischargeable under 11 U.S.C. § 523(a)(2)(A) and (B). Because...

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