MEMORANDUM OPINION AND DECISION
Ronald H. Sargis, United States Bankruptcy Judge.
John Reger ("Plaintiff-Trustee") filed the instant Adversary Proceeding on July 20, 2020, against Essex Bank ("Defendant"). Plaintiff-Trustee filed a Motion for Summary Judgment ("Motion") on August 11, 2020. Dckt. 12. Defendant filed an Answer
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