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IN RE RIFAI

Case No. 18-34513 Adversary No. 18-03393.

604 B.R. 277 (2019)

IN RE: Adam RIFAI, Debtor. NextGear Capital, Inc., Plaintiff, v. Adam Rifai a/k/a Mohamad Rifai Chekh Charif, Defendant.

United States Bankruptcy Court, S.D. Texas, Houston Division.

Signed August 13, 2019.

Attorney(s) appearing for the Case

Christopher V. Arisco , Alan Bartlett Padfield , George Alexander Pence , Padfield & Stout LLP, Fort Worth, TX, for Plaintiff.

Adrian Stanley Baer , Law Offices of Adrian S. Baer, Houston, TX, for Defendant.

FINDINGS OF FACT AND CONCLUSIONS OF LAW REGARDING PLAINTIFF NEXTGEAR CAPITAL. INC.'S COMPLAINT TO DETERMINE DISCHARGEABILITY OF A DEBT PURSUANT TO 11 U.S.C. SS 523(a)(2)(A), 523(a)(4), and 523(a)(6)

I. INTRODUCTION

Adam Rifai (the "Debtor

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