No. B282008.

29 Cal.App.5th 191 (2018)

239 Cal.Rptr.3d 52

MARTY LAT et al., Plaintiffs and Appellants, v. FARMERS NEW WORLD LIFE INSURANCE COMPANY, Defendant and Respondent.

Court of Appeals of the California, Second District, Division One.

As modified November 15, 2018.

Attorney(s) appearing for the Case

Kantor & Kantor, Glenn R. Kantor and Alan E. Kassan for Plaintiffs and Appellants.

Hinshaw & Culbertson, Royal F. Oakes and Michael A. S. Newman for Defendant and Respondent.


In 1993, Maria Carada purchased a life insurance policy from Farmers New World Life Insurance Company (Farmers) and named her sons Marty and Mikel Lat (collectively the Lats) as beneficiaries. The policy included a rider under which Farmers agreed to waive the cost of the insurance while Carada was disabled...

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