MEMORANDUM AND ORDER
ZOBEL, District Judge.
Wells Fargo Bank, N.A. ("Wells Fargo") and Option One Mortgage Corporation ("Option One") (collectively, "Appellants") appeal from the final order of the bankruptcy court granting judgment in favor of the debtor-appellees Ernest and Kathleen Jaaskelainen ("the Jaaskelainens" or "Debtors"). For the reasons discussed below, the order of the bankruptcy court is affirmed...
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