MEMORANDUM AND ORDER RE: MOTIONS FOR JUDGMENT ON THE RECORD
GERTNER, D.J.:
I. INTRODUCTION
Plaintiff Dorothy Whitehouse ("Whitehouse") brings suit under the Employee Retirement Income Security Act of 1974 ("ERISA"), 29 U.S.C. § 1001 et seq., to challenge the denial of her application for Short Term Disability ("STD") benefits by Raytheon Company ("Raytheon"), her employer, and MetLife, Inc. ("MetLife"), the
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