OPINION
MARILYN SHEA-STONUM, Bankruptcy Judge.
This is an appeal of the bankruptcy court's grant of summary judgment in favor of Defendant-Appellee, National City Bank ("NCB"), in an adversary proceeding commenced by William Todd Drown, Chapter 7 Trustee (the "Chapter 7 Trustee"), pursuant to 11 U.S.C. § 544(a)(3) seeking to avoid NCB's mortgage on the one-half interest in certain property once owned by Shirley Ingersoll's now deceased husband.
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