HULL, Circuit Judge:
In this diversity case, Appellants John and Gail Rando (the "Randos") challenge the district court's grant of summary judgment to Appellee Government Employees Insurance Company ("GEICO") on the Randos' automobile insurance claims against GEICO. After review and oral argument, we certify the determinative issue in this case to the Florida Supreme Court as outlined below.
I. BACKGROUND
In October 2004, the Randos moved from Delaware...
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