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WILHELM v. CREDICO, INC.

No. 07-1136.

519 F.3d 416 (2008)

Gregory W. WILHELM, individually, and on behalf of others similarly situated, as a class, Plaintiff-Appellant, v. CREDICO, INC., et al., Defendants-Appellees.

United States Court of Appeals, Eighth Circuit.

Filed: March 3, 2008.

Attorney(s) appearing for the Case

John J. Gosbee, argued, Mandan, ND, for appellant.

Michael A. Klutho, argued, Minneapolis, MN (Gary R. Akovenko, Bismarck, ND, on the brief), for appellees Credico and Debbie Akovenko.

Caren W. Stanley, argued, Fargo, ND (Jon R. Brakke, on the brief), for appellee Pinnacle Credit Services.

Before LOKEN, Chief Judge, GRUENDER and BENTON, Circuit Judges.

LOKEN, Chief Judge.

Gregory Wilhelm's credit card debt was assigned for collection to Pinnacle Credit Services, LLC ("Pinnacle"), and then to Credico, Inc. ("Credico"). Credico sent Wilhelm a "Notice of Lawsuit" letter threatening to sue unless Wilhelm paid $8,808.20, an amount that included a charge of interest on past due interest, which violates North Dakota law. Wilhelm disputed the debt and demanded verification. Recognizing its error, Credico did not sue. Wilhelm...

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