JERRY E. SMITH, Circuit Judge:
Kathleen Bilbe's house was destroyed by Hurricane Katrina. She submitted claims under a homeowners policy and a flood insurance policy issued by State Farm Fire and Casualty Company ("State Farm"). For the latter policy, State Farm paid Bilbe the policy limit of $96,400, but, after accounting for the deductible, paid only $1,466.27 under the homeowners policy, citing the Water Damage Exclusion.
Bilbe, appearing pro se...
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