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EMPLOYERS MUT. CAS. CO. v. DGG & CAR, INC.

No. CV-07-0280-PR.

183 P.3d 513 (2008)

EMPLOYERS MUTUAL CASUALTY COMPANY, an Iowa corporation, Plaintiff/Counterdefendant/Appellant, v. DGG & CAR, INC., d/b/a Metrol Security Services, an Arizona corporation, Defendant/Counterclaimant/Appellee.

Supreme Court of Arizona, En Banc.

February 14, 2008.

Attorney(s) appearing for the Case

Raymond, Greer & Sassaman, P.C. by Randy L. Sassaman, Michael J. Raymond, Phoenix, Attorneys for Employers Mutual Casualty Company.

Feola & Traica, P.C. by Steven Feola, Robert J. Traica and Richard A. Alcorn, Phoenix, Attorneys for DGG & Car, Inc., d/b/a Metrol Security Services.

OPINION

RYAN, Justice.

¶ 1 Businesses sometimes buy employee fidelity or commercial crime insurance policies to protect them against loss from employee theft. In this case we must determine whether a standard form insurance policy treats the loss from a series of thefts by a single employee as one occurrence.

I

A

¶ 2 The facts crucial to our decision are not in dispute. In 2002, DGG & CAR, Inc., doing business as...

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