SUBSTITUTE OPINION.
THE PRIOR OPINION ISSUED JANUARY 31, 2008 IS HEREBY WITHDRAWN.
BURDICK, Justice.
This case arises from an unpaid claim on a homeowners insurance policy. We must decide whether an exclusionary provision in the homeowners insurance policy is ambiguous.
I. FACTUAL AND PROCEDURAL BACKGROUND
Appellant Miguel Arreguin obtained a homeowners insurance policy from Respondent Farmers Insurance Company of Idaho (Farmers...
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