ARREGUIN v. FARMERS INS. CO. OF IDAHO

No. 33305.

180 P.3d 498 (2008)

Miguel ARREGUIN, Plaintiff-Appellant, v. FARMERS INSURANCE COMPANY OF IDAHO, Defendant-Respondent.

Supreme Court of Idaho, Idaho Falls, October 2007.

Rehearing Denied April 9, 2008.


Attorney(s) appearing for the Case

Baker & Harris, Blackfoot, for appellant. Jonathan William Harris argued.

Elam & Burke, Boise, for respondent. Jeffrey A. Thomson argued.


SUBSTITUTE OPINION.

THE PRIOR OPINION ISSUED JANUARY 31, 2008 IS HEREBY WITHDRAWN.

BURDICK, Justice.

This case arises from an unpaid claim on a homeowners insurance policy. We must decide whether an exclusionary provision in the homeowners insurance policy is ambiguous.

I. FACTUAL AND PROCEDURAL BACKGROUND

Appellant Miguel Arreguin obtained a homeowners insurance policy from Respondent Farmers Insurance Company of Idaho (Farmers...

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